Which car insurance companies offer mechanical breakdown insurance?

The following car insurance companies provide mechanical breakdown insurance policies: 21 Century Auto Mechanical Breakdown Insurance. Mercury Mechanical Protection. GEICO Mechanical Breakdown Insurance. Allstate Vehicle Service Contract. Who Can Get Car Repair Insurance?

What is mechanical breakdown insurance?

Mechanical breakdown insurance, also called car repair insurance, is a type of insurance policy or an endorsement to your auto insurance policy that helps cover the cost of mechanical and electrical repairs for your vehicle. This type of coverage can be beneficial because it fills some gaps in your standard auto insurance policy .

Should you buy car repair insurance for older cars?

Hearst Autos Research, produced independently of the Car and Driver Editorial staff, provides articles about cars and the automotive industry to help readers make informed purchasing choices. Buying car repair insurance for older cars can help reduce the ownership cost. However, some people think they can't get value considering the age.